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U.S. Debt Downgrade – How Will It Affect Me?

Lawmakers weren’t able to prevent the country from losing its coveted AAA debt rating.  Although the downgrade late Friday by Standard & Poor’s was historic, it wasn’t entirely unexpected. The...

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Sub-prime Mortgages Continue to Climb

Mortgage originations to those with subprime credit scores continued to climb steadily over the first 5 months of 2015, according to data from the latest Equifax National Consumer Credit Trends Report....

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Late Payments on Home Equity Loans Hit Post-Crisis Low

U.S. homeowners continue to take advantage of rising house prices to dig themselves out of the hole created by the Great Recession.  In the second quarter, the 30-day delinquency rate on home equity...

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Sharp Decline For Consumer Loan Delinquencies

Consumer loan delinquencies fell sharply in the second quarter ended June 30, thanks to large drops in home loan-related delinquencies, according to the American Bankers Association.  Delinquencies...

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